Indexed Universal Life

Permanent protection with cash-value growth potential tailored to your financial goals

Life Insurance that allows you to use it while you're alive

Liquidity means being able to access your policy's cash value without dying first.

Access Funds

Policy loans or withdrawals allow you to tap into cash value when you need it.

Plan Wisely

Remember, loans may accrue interest and affect your policy’s benefits.

Policy Loans for buying a home, paying off debt, that wedding you've been planning, or just a vacation.

It's your money, you use it as you see fit.

FAQs

Why would I buy an IUL?

Indexed Universal Life is permanent insurance with cash-value growth potential.

What is Liquidity in a Life Insurance Policy?

Liquidity means accessing cash value through loans or withdrawals during your lifetime.

Are there risks involved?

This is considered an alternative investment account and offers deferred tax benefits on loans. However, loans may accrue interest and often reduce "Death" benefits; improper funding can cause policy lapse, and other risks may exist. Speak with one of our underwriters to get a better hold on what risks exist in your specific scenario.

Is IUL right for me?

Factors such as your age, health, income, and long-term financial goals will determine whether this is the right product for you.

We have more than 200 other products if this isn't the one for you.

Schedule an appointment below to speak with a specialist who can help you determine what the right product is for you.

Can cash value grow?

Cash value may grow tax-deferred, based partly on market index performance.

How flexible are premiums and benefits?

Premiums and death benefits can be adjusted within policy limits to fit changing needs.

Ready to Talk?

With more than a dozen carriers and over 200 products, we are Florida's go to for the IUL market.

Our highly trained specialists will help you ensure this is the right product for your needs today, if not we can help you get in front of the better fit.

Call us at (877) 734-6499 to get set up today.